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Humboldt Commercial Insurance Coverage

Commercial Insurance

Commercial Insurance

Are you a business owner in Tennessee? Running a successful business means you have worked hard to get where you are. It shows you have invested your time, money, and effort to make it succeed.

You do not want to lose your progress because you did not take precautions to protect it from risks. That is why Jack Ray Insurance Agency offers you a commercial insurance policy to avoid such a scenario.

We have been in the insurance industry long enough to know the needs of most companies when it comes to coverage. Our employees are well trained, experienced, and customer friendly. We understand that insurance terms are quite complicated and that is why we have made it our responsibility to guide you through our commercial coverage options.

Here is a glimpse of some of our coverage options.

Liability Coverage

A liability insurance policy covers any injuries caused to third parties. If anyone gets injured while on your business property, the court requires you to pay their medical expenses and that is where a liability coverage comes in handy.

In addition to injuries to third parties, you might be sued for malpractice or errors or omissions, especially when advertising. If the court finds you guilty of any negligence, you will be required to cater for the court fines and charges. However, with a liability coverage, you need not worry since you may be covered.

Property Insurance

With a property insurance policy, your business property, as well as your personal property, is covered. This coverage can apply to your business if it suffers damages by fire, storm, theft, or any other incident that inflicts loss or damage.

Workers Compensation Policies

Your employees are your most valuable assets. Therefore, you need to protect them from any injuries that may happen while at work. With workers comp, you avoid a case where your employees sue you for negligence and therefore avoid legal complications.

In addition to the above policies, Jack Ray Insurance Agency offers you additional commercial coverage policies such as commercial auto insurance, glass insurance, builders risk insurance, and tenant's insurance, among more. So, if you are in Tennessee, feel free to contact our offices for more information.

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