Auto insurance is mandatory in nearly every state in the US. In Tennessee, drivers must have at least $25,000 for each injury or death per accident, $50,000 for total injuries or deaths per accident, and $15,000 for property damage per accident as a minimum in their auto insurance policy. Additional coverage is available but not required. At Jack Ray Insurance Agency, we provide a variety of policy options to get drivers legally insured.
The items covered by auto insurance depend on the specific policy. Our liability policies cover the minimum state requirement for auto insurance in Tennessee, but they will only pay for damages to the other vehicle and injuries to the other driver. In addition to satisfying legal requirements, liability insurance prevents drivers from paying out of pocket in the event of an accident; it can cover medical costs, property damage, and more.
For drivers who want coverage on their vehicle, our full coverage policies are a reliable choice. These policies cover both parties, which may prevent one driver from paying for repairs or a new vehicle out of pocket. The amount of reimbursement depends on the specific coverage. Full coverage is often required for vehicles on which money is still owed.
Drivers who opt for comprehensive insurance will also be covered from damage that isn't incurred in an accident, such as vandalism or theft.
The next step in getting insured is to get a quote. With our easy to use rating tool, it's easy to get a quick quote without leaving the house or picking up a phone. Simply provide some basic information, and we'll take care of the rest.
For drivers who prefer a more personal route, Jack Ray Insurance Agency has agents at our office waiting to sit down with you or take your call. Use our online rating tool or give us a call at (731) 784-1431 to get a quote today!